• There are now more microbreweries in American than at any time in U.S. history – over 2000.  So why, is the beer industry seeing so many new entrants when most industries are consolidating?  Perhaps the explanation can be found by taking a look at both our history, and at human nature. After WWII, veterans returned

  • Every now and again an experience alters the way we view the world – our paradigm.  In 2001, I was part of a conversation which altered my understanding of how change occurs. I was at  Deutsche Bank in Germany,  leading a day-long training workshop.  My clients were mid-level Credit Risk Managers, responsible for granting lines