• In the 1990s sports writers noticed an interesting phenomenon. Teams that lost their superstar to injury, graduation, or free agency, often outperformed expectations. This idea was named “The Ewing Theory” after star basketball center Patrick Ewing, whose teams consistently performed better when he was not in the lineup, both in college at Georgetown and in

  • Every now and again an experience alters the way we view the world – our paradigm.  In 2001, I was part of a conversation which altered my understanding of how change occurs. I was at  Deutsche Bank in Germany,  leading a day-long training workshop.  My clients were mid-level Credit Risk Managers, responsible for granting lines